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Credit card debt seems to be the gripe of so many.  The recent credit crunch only makes things worse.  Are people doing so many things wrong when it comes to credit cards, then?  If they are, credit card debt myths are partly to blame.  There are so many of them out there, lining up on [...]

Credit cards are practical necessities.  Such a tiny piece of plastic can pay for your shopping.  Through affinitiy programs, credit cards now have the added perk of being able to help your favorite organization or even your favorite sports team when you sign up.  The org also gets a percentage of the bank’s profits every [...]